#df-tos-wrap *{box-sizing:border-box;margin:0;padding:0}
#df-tos-wrap{font-family:'DM Sans',sans-serif;font-size:15.5px;line-height:1.78;color:#4A5568;background:#F5F8FE;padding:0 0 80px}
#df-tos-hero{background:linear-gradient(140deg,#0D2B55 0%,#1a407a 100%);padding:64px 32px 52px;text-align:center}
#df-tos-hero .chip{display:inline-block;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:rgba(255,255,255,.8);font-size:.72rem;font-weight:500;letter-spacing:1.8px;text-transform:uppercase;padding:6px 14px;border-radius:100px;margin-bottom:20px}
#df-tos-hero h1{font-family:'Playfair Display',serif;font-size:2.8rem;font-weight:700;color:#fff;line-height:1.12;margin-bottom:12px}
#df-tos-hero .sub{color:rgba(255,255,255,.55);font-size:.9rem}
#df-tos-body{max-width:860px;margin:40px auto 0;padding:0 24px;display:grid;grid-template-columns:220px 1fr;gap:36px;align-items:start}
#df-tos-toc{position:sticky;top:20px;background:#fff;border:1px solid #D4DCF0;border-radius:14px;padding:22px 18px;box-shadow:0 2px 12px rgba(13,43,85,.06)}
#df-tos-toc .toc-head{font-size:.66rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#718096;margin-bottom:12px;padding-bottom:10px;border-bottom:1px solid #D4DCF0}
#df-tos-toc a{display:block;padding:4px 8px;font-size:.8rem;color:#4A5568;text-decoration:none;border-radius:6px;line-height:1.35;transition:background .15s,color .15s}
#df-tos-toc a:hover{background:#EBF2FD;color:#0D2B55}
#df-tos-content .sec{background:#fff;border:1px solid #D4DCF0;border-radius:14px;padding:36px 40px;margin-bottom:22px;scroll-margin-top:80px}
#df-tos-content .sec-hd{display:flex;align-items:flex-start;gap:12px;margin-bottom:20px;padding-bottom:16px;border-bottom:1px solid #D4DCF0}
#df-tos-content .sec-num{flex-shrink:0;width:32px;height:32px;background:#EBF2FD;color:#1A4F9C;border-radius:8px;font-size:.76rem;font-weight:700;display:flex;align-items:center;justify-content:center}
#df-tos-content h2{font-family:'Playfair Display',serif;font-size:1.25rem;font-weight:700;color:#0D2B55;line-height:1.2}
#df-tos-content h3{font-size:.92rem;font-weight:600;color:#1C1C2E;margin:18px 0 6px}
#df-tos-content p{color:#4A5568;font-size:.91rem;margin-bottom:10px;line-height:1.78}
#df-tos-content p:last-child{margin-bottom:0}
#df-tos-content p.caps{font-size:.85rem;font-weight:500;color:#1C1C2E;line-height:1.65}
#df-tos-content ul{list-style:none;margin:8px 0 12px}
#df-tos-content ul li{display:flex;gap:8px;font-size:.88rem;color:#4A5568;padding:6px 0;border-bottom:1px solid #EEF2FA;line-height:1.65}
#df-tos-content ul li:last-child{border-bottom:none}
#df-tos-content ul li::before{content:'→';color:#3A7BD5;flex-shrink:0;font-weight:600}
.df-callout{border-left:4px solid #3A7BD5;background:#EBF2FD;border-radius:0 10px 10px 0;padding:14px 18px;margin:14px 0}
.df-callout p{font-size:.86rem;color:#1A4F9C!important;margin:0;font-weight:500}
.df-warn{border-left:4px solid #E8A900;background:#FFF8E6;border-radius:0 10px 10px 0;padding:14px 18px;margin:14px 0}
.df-warn p{font-size:.86rem;color:#7a5800!important;margin:0}
.df-contact{background:linear-gradient(135deg,#EBF2FD,#dde9fa);border:1px solid #D4DCF0;border-radius:12px;padding:22px 26px;margin-top:12px}
.df-contact .clabel{font-size:.68rem;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:#718096;display:block;margin-bottom:10px}
.df-contact p{font-size:.9rem;color:#1C1C2E!important;margin-bottom:4px!important}
.df-contact a{color:#3A7BD5;font-weight:500;text-decoration:none}
@media(max-width:720px){#df-tos-body{grid-template-columns:1fr}#df-tos-toc{position:static}#df-tos-content .sec{padding:24px 20px}#df-tos-hero h1{font-size:2rem}}
]]>
